American Guardian Gap Protection

G.A.P. stands for Guaranteed Asset Protection. During the first few years of ownership, the probability of the actual cash value of your vehicle being worth less than the loan payoff is high. If your car was deemed a total loss, the "GAP" could translate into thousands of dollars still owed after your insurance company paid the actual cash value of the vehicle.

Guaranteed Asset Protection (GAP) covers the difference between the actual cash value of your vehicle and the amount of the loan at the time it was stolen or totaled in an accident.

GAP Coverage Information

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